Of course, so long as you are old enough to create an account on an online casino you can make a deposit and play for real money. You can play this pokie on websites that review casino games, and on online casinos that host games from IGT. Whether you’re on an iPhone, Android, or tablet, Wolf Treasure online pokies run smoothly.

What is the maximum win?

Other high paying symbols include buffalo, eagles, mustang, and mountain lions. Rankings based on 10,000+ real player reviews for australian online pokies. If you get it on all three sites at once, you get the free spin option. That’s not quite visible at first, but your chances of winning throughout those spins are high thanks to the colossal symbols on the 2, 3 and 4 reels. There is no limit to the number of times you can get free spins throughout the feature. At the end of the option, the payout that players will enjoy will be revealed by adding up the values of all the money symbols.

Wolf Treasure is one of the most popular pokies among Australian players. The Free Spins bonus in Wolf Treasure is a coveted feature, offering players the chance to spin the reels without staking their own credits. This bonus is triggered https://wolf-treasure-au.com/ when three scatter symbols, which only appear on reels 1, 3, and 5, land on the screen. Wolf Treasure boasts a set of special symbols that elevate the gameplay from a mere spin-and-win to a more interactive and rewarding experience.

Whether you’re after the Wolf Treasure demo to test strategies or ready to play for real cash, it’s available at most Aussie-friendly casinos. To win entry to the bonus game, players must land 6 x Crystal Bonus Balls on the reels. This activates the hold n win feature, which offers 3 respins and 15 slots to land balls with cash values and jackpot symbols. Respin bonuses are pretty common in online pokies, but Wolf Treasure’s has a unique twist. During this bonus game, punters will only be able to spin money symbols or empty spaces.

Free spins with expanded symbols add variation and help maintain engagement during longer sessions. Combined with strong mobile optimisation and wide availability, Wolf Treasure offers a balanced experience that suits both casual and regular players. Wild symbols in Wolf Treasure pokies substitute for other symbols to create winning combinations. They often appear on all reels, boosting the chance to complete paylines and trigger bonus features. Understanding how wilds work is key to maximizing wins during regular spins. A pokie no deposit bonus provides players with free spins or credit without requiring any initial deposit.

Rules of the Wolf Treasure game

The Wolf Wild helps form winning combos more easily by replacing other symbols. The Scatter triggers free spins, and the Moon symbol is your key to the exciting Money Respins and jackpot prizes. The symbols in Wolf Treasure are not just visually appealing; their strategic placement adds layers of excitement to each spin, particularly during bonus rounds. There is an exclusive Wolf Treasure no deposit bonus that offers 30 free spins for players to trial the slot. Players can sign up for an account and receive 30 free spins to review this fun wolf-themed slot.

Enjoy virtual reality in online casino

It’s a ripper way to learn the rules, test strategies, or see if the wolf-themed symbols and giant symbols vibe with you. Once you’re keen, switch to real money mode for a crack at those mega jackpots. The slot is filled with Free Spins, Mega Symbols, and the exciting Hold and Win Bonus Game, where the potential for big wins awaits. Wolf Treasure offers excitement and entertainment for Australian players. Get ready to spin the reels and discover the treasures hidden within the wilderness and win real money. Wolf Treasure strikes a great balance between frequent smaller wins and exciting jackpot potential.

Unveil the Top Secrets and Approaches for Dominating Casino Games, please check out these recommended alternatives. Instead, Winbet only has two main cons up its sleeve its lack of live streaming option and native apps. The game loads fast and the buttons are big enough that you won’t accidentally hit the wrong thing. Therefore, the best strategy is to gamble responsibly and never exceed your allocated gambling budget.

Free Spins with Mega Symbols

You won’t need to create an account or deposit anything – just load the game in your browser and start spinning with virtual credits. The round ends when no spins remain or when all 15 positions are filled – which unlocks the mega jackpot. Wolf Treasure blends solid mechanics with easy-to-grasp features, making it appealing to many Aussie players. The wilderness theme in the Wolf Treasure casino centers around wolves, eagles, and mountain landscapes with a sunset palette that’s easy on the eyes. Graphics are clean without being flashy – think more National Geographic than Hollywood blockbuster.

Reels

This will give you four of a kind wins with any regular symbols on reel one, with a shot at the big prize five of a kind wins. Single giant symbols give you a shot at triggering many of the 25 paylines on every spin. It’s important to remember that online pokies are games of chance, which use RNG (random number generator) technology to ensure a random outcome on every spin. This means it’s impossible to influence the outcome of a game round in any way. The round concludes when no further spins are left or all 15 reel positions are filled with full moon money symbols.

Top Casinos to Play Wolf Treasure in Australia

They are given out when you place in linear mode three similar card values. Let us look at symbols that will create perfect combinations for future wins. Yes, Wolf Treasure delivers seamless gameplay across Android and iOS devices, perfect for mobile players. Yes, the Money Respin feature in Wolf Treasure provides exciting progressive jackpot opportunities. Like most modern slots, you can enjoy them anywhere using your smartphone or tablet device without worrying about compatibility issues. You don’t need to download anything because it works in your web browser window.

Three reels located in the middle turn into one joker, which accounts for 9 cells in the centre. There is an opportunity to extend the spins, there are no limits on the number. Yes, it’s possible to use cryptocurrency for wagering in Wolf Treasure. However, this is contingent on playing at an online casino that supports crypto gambling. Players should ensure they choose platforms that offer this option if they’re keen on using digital currencies. The game’s straightforward setup makes it a go-to for Aussies diving into online pokies.

With every spin, players have the chance to trigger these jackpots, adding an extra element of thrill to their gaming experience. One of the standout features of Wolf Treasure is the Hold and Win Bonus Game. Triggered by landing 6 or more Money Symbols during the base game, this feature offers players the chance to collect incredible prizes. Wolf Treasure works on most mobile devices and is compatible with IOS and Android operating systems.

It’s included in the library of many online casinos thus, you can play the game from your smartphone or tablet even without a dedicated app. The mobile service is great because it allows better accessibility and flexibility while maintaining graphical prowess. One of Wolf Treasure’s most attractive features is its array of bonus options. These include free spins, respins, and multiple jackpots, giving players several chances to win big. You can play slot at licensed online casinos that accept Australian players. Look for platforms with fast payouts, AUD banking, and instant browser access.

About Wolf Treasure Slot Game

With its combination of wild symbols, scatter-triggered free spins, respin features, and multiple jackpots, the game provides both excitement and significant winning potential. Herospin Casino ensures safe and secure gameplay, offering demo modes for practice, mobile access for convenience, and promotions like no deposit bonuses to enhance the experience. With mobile and desktop access at Herospin Casino, players can enjoy Wolf Treasure pokie anytime, combining convenience with thrilling gameplay and winning potential. It is one of the most recognisable online pokies among Australian players, combining a mystical desert theme with exciting jackpot-driven gameplay. In this guide, we describe everything that makes Wolf Treasure a standout choice, from its Hold & Win bonuses to its smooth reel mechanics and balanced volatility.

• This reduces the number of lines required for combinations to connect, and can lead to big payouts if top symbols land on the screen.
• In Wolf Treasure, the Lone Wolf and the Mighty Bison stand out as the highest-paying symbols.
• In the case of Wolf Treasure, they are somewhat in the middle of the pack, with the average RTP of 96%.
• One of the first things you’ll notice about Wolf Treasure is its vibrant and inviting design.
• The free demo mode offers players a risk-free environment to explore its core mechanics.
• Wolf Treasure is played on 25 fixed paylines, so you can’t adjust the number of lines — only the coin value.
• Wolf symbols are wild, they will howl at the moon when they create wins with symbols that include a mustang, eagle, buffalo and mountain lion.

✅ Why are the Treasure Wolf Pokies So Popular?

This Hold & Win mechanic is why so many players specifically search to play Wolf Treasure over other australian real money slots. The feature triggers frequently enough to keep sessions exciting, and the escalating tension as you hope for more moons to land creates genuinely thrilling gaming moments. When that final moon drops to complete a jackpot combination, the rush is incomparable. Our community of over 10,000 verified players has consistently ranked this game as their top choice, and after experiencing it yourself, you’ll understand exactly why.

This game continues to attract Australian players thanks to its simple structure, immersive desert theme, and solid winning opportunities. With medium volatility, a generous free spins feature, and the popular Hold and Win bonus, it strikes the right balance between entertainment and potential payouts. Australian players can absolutely play it for real money at licensed online casinos that feature the game. All you need to do is register, deposit, and open the game to begin spinning for real cash prizes.

Can I change the number of paylines?

• The wild symbol is the image of a wolf howling at the moon, it replaces everything except the scatter, which activates the bonus.
• There are many great Australian casinos that will grant you a welcome bonus or free spins just for signing up.
• Like most other pokies, Wolf Treasure has special symbols for punters to keep track of.
• The foreground features rock outcroppings and patches of grass, creating a more immersive desert environment than just barren sand.
• The reels will also change their face, and players will only see blank spaces and money symbols on them.
• It’s a top pokie for enthusiasts seeking a thrilling experience, with bets ranging from $0.25 to $125, and playable in Australian dollars or Bitcoin.
• Wolf Treasure stands out visually thanks to its rich wildlife theme.
• Tap on the links above to create an account and test the game yourself.
• You can also get more free spins by spinning more Scatter symbols, and unlike most other online pokies, there’s no limit to the amount of spins you can earn.
• Wolf Treasure is visually stunning—the moonlit desert vibe makes it feel magical to play.
• With its broad appeal to both low and high-volatility fans, it’s poised as an Aussie favourite.
• The game features 25 fixed paylines, allowing players to adjust their coin values for flexible and personalized betting strategies.

The interface is user-friendly, and features like free spins and Hold and Win are clearly displayed. The Money Respin Feature stands out as one of Wolf Treasure’s premier bonuses, offering a unique gameplay twist. This feature is activated when six or more full moon symbols, representing the Money Symbol, grace the reels. Once triggered, all standard symbols fade, leaving only the full moon symbols that initiated the feature.

Best online pokies in Australia

Start with the spin button or choose Autoplay to automate up to 100 spins. Setting loss/win limits and amounts ensures a customised and smooth casino gaming experience. The wolf appears on any reel, howling as it substitutes for all standard symbols to complete winning combinations wherever possible. All features, jackpots and bonuses — available instantly on desktop and mobile. When playing for money, 5 free spins are provided, the bet does not change.

Top Rated Pokies

The Wolf Treasure pokie was created by iSoftBet and quickly gained traction among Australian players thanks to its balance of simplicity and high winning potential. It is not overloaded with complex features, but delivers steady gameplay, immersive sound design, and a rewarding bonus structure. Lead your wolf on a quest for delicious bison and even better rewards! This pokie has 5 reels and 25 fixed pay lines (which cannot be modified). All punters who enjoy nature-themed pokies will enjoy Wolf Treasure online casino Australia. You’ll have a chance to win one of the three jackpots available here.

Scatter Symbol & Free Spins

The set-up then changes to only include jackpot and money symbols. The bonus round starts with 3 respins that reset each time a money symbol locks on the reels. It delivers an experience filled with glowing moon symbols, roaming wolves, and bonus features engineered to keep the action moving from one spin to the next. Playing the pokie for real money unlocks the full thrill of spinning for genuine cash rewards, especially during Hold & Win jackpots. Real-money gameplay also activates casino perks such as bonuses, loyalty rewards, and VIP benefits.

This pokie is an Australian exclusive, which means that you’ll probably be able to enjoy it in many Australian casino apps. There are some features of Wolf Treasure that we’ve thoroughly enjoyed, but there were also little moments of frustration. Without further ado, let’s take a good look at this animal-themed pokie that has enchanted many casino fans from Australia. There are many reasons to give Wolf Treasure a whirl, not least because you can actually try it for free, before you invest any real coins. By the time you’ve finished reading this article on the Wolf Treasure features and strategies, we’re pretty sure you’ll be howling along quite happily. Yes, it is powered by certified RNG (Random Number Generator) technology and audited by recognised testing agencies.

• Wild symbols in Wolf Treasure pokies substitute for other symbols to create winning combinations.
• From themed pokies games to other casino games like blackjack and roulette, then you have plenty of options available at your fingertips.
• The betting range typically goes from AU$0.25 to AU$125, making it suitable for different bankrolls.
• Spin and bet controls sit comfortably at the bottom, while swipeable menus give quick access to the paytable, rules, and settings.
• Before you dive in, it’s good to weigh the highs and lows of Wolf Treasure.
• Depicting creatures from the wild, they resonate with the game’s theme and are a sight for sore eyes whenever they appear on the reels.
• To win entry to the bonus game, players must land 6 x Crystal Bonus Balls on the reels.
• With so many real money pokies to choose from, checking them for free is a popular way to narrow the field.
• After testing every casino on our list, one stood out above the rest for Aussie players.
• Another particular symbol that comes with Wolf’s Treasure is the money symbol, which is in the form of shiny balloons.
• He has over five years experience working in the gambling and casino industries.

The round continues until you run out of spins or until the coils are filled with moons. If you get all 15 positions filled with moons, you’ll get into the Mega Jackpot. In the Lobo’s Treasury, prizes will be given that are inferior to those that align at least three identical card values from J to A. The most abundant prizes are given when the players form a winning line.

Land 3 additional scatters during the bonus round to retrigger the free spins, extending your session and multiplying your potential wins. The howling wolf substitutes for all symbols except scatters and bonus icons, boosting win combinations across the reels. If you can fill all 15 positions with Moon symbols, you’ll win the mega jackpot. Wolf Treasure is definitely a colourful game, but with simple gameplay.

The Wolf Treasure pokies game provides players with several ways to win real money. During the base game, landing symbols in a row offers various payouts, with top symbols like Buffalo and Wild Wolves paying the most. Wilds are frequent enough to keep your wins coming while you wait for the two different bonuses to begin. Reels 2, 3 and 4 merge to become one giant reel, boosting your chances of big wins. Wolf Treasure has become the go-to choice for Australian real money pokies players seeking thrilling gameplay and genuine win potential. The majestic wolf theme combined with rewarding features has made this title a true phenomenon among Aussie players.

up to €2000 + 150 Free Spins + 1 Bonus Crab

• Check out the recommended sites on this page to determine if a Wolf Treasure free spins no deposit bonus is available today.
• Wolf Treasure is one of the most popular online pokies in Australia’s online casinos, offering medium volatility and a mega jackpot with payouts up to 1,000x your stake.
• Yes, Wolf Treasure delivers seamless gameplay across Android and iOS devices, perfect for mobile players.
• It’s a top pokie for enthusiasts seeking a thrilling experience, with bets ranging from $0.25 to $125, and playable in Australian dollars or Bitcoin.
• Wolf Treasure is visually stunning—the moonlit desert vibe makes it feel magical to play.
• Each time you hit one or more extra moons, your respins reset to three.
• The reels will also change their face, and players will only see blank spaces and money symbols on them.
• Let us break down the most important details about Wolf Treasure pokies.
• Players can take advantage of mobile access to continue playing Wolf Treasure pokies on the go, ensuring they never miss a chance for big wins.
• The minimum bet is $0.25 per spin, which covers all 25 paylines automatically.
• The wild symbol is the image of a wolf howling at the moon, it replaces everything except the scatter, which activates the bonus.
• The foreground features rock outcroppings and patches of grass, creating a more immersive desert environment than just barren sand.
• We will take you through every part of this game in this write-up, from its captivating qualities to the generous rewards it offers.
• The game features 25 fixed paylines, allowing players to adjust their coin values for flexible and personalized betting strategies.
• Ideal for both casual spinners and seasoned slot fans, it brings a perfect mix of entertainment and opportunity — right from your screen.

If you’re lucky enough to fill all 15 positions, you’ll hit the Mega Jackpot worth up to 2,000x your stake – a truly thrilling experience! The excitement of seeing the Moons gradually fill the reels and edge closer to the jackpot makes each respin genuinely exhilarating. To trigger the Hold and Spin on Wolf Treasure, you need to hit six of the moon symbols anywhere on the reels. After an animation showing a howling wolf, you get three respins to add more moons.

Just make sure you’re playing at a legitimate casino that supports AUD. Landscape mode gives a wider view of the reels, while portrait mode keeps navigation clean. Whether you’re spinning during commute or chilling on the couch, Wolf Treasure delivers the same gameplay without compromise.

The Builder Beaver slot is accessible for the free trial even on a mobile phone or a tablet, i.e. While the wild icon has a wolf represented on it, the scatter icon displays the bottom of the reels. One should anticipate knowing the scatter symbol on all the reels but on the fourth one. While it wouldn’t be my first choice, playing Wolf Treasure was certainly fun. The bonus games and jackpot potential make for thrilling gameplay, and the medium variance means you don’t have to spin too long before hitting a win. If you’re new to playing online pokies with fair RTP rate, these two phrases are key to helping you understand the gameplay you can expect from a particular game.

Wilds substitute for regular symbols to increase match frequency, while scatters trigger the main free spins round. Special features include Wild, Scatter, Jackpot, and Free Spins in Wolf Treasure Australia. Don’t waste any time and begin searching for the riches with Wolf’s assistance.

This reduces the number of lines required for combinations to connect, and can lead to big payouts if top symbols land on the screen. This round captures everyone’s attention, and the reels spin quite slowly, adding an extra layer of drama and suspense that manages to captivate gamers. Wolf Treasure has an attractive interface and addictive gameplay, making it a favourite pokie game for many players. There are no special rules to keep in mind, and its payout scheme is simple and straightforward.

The Free Spins and Money Respin features trigger at a moderate frequency — usually every 100–150 spins, though this varies. The game’s medium volatility provides a balanced mix of base wins and features. Most Aussie-friendly casinos allow you to try Wolf Treasure for free in demo mode. It’s a great way to learn the features before playing with real money. No Win MultipliersNeither the base game nor bonus features include win multipliers, which are common in many modern pokies to boost excitement. This slot is available in both free demo mode and for real money at overseas-licensed casinos that accept Australian players.

Medium volatility means you’ll see a blend of smaller base-game hits and occasional bigger wins via features like free spins or locked moons. The max win is technically 1,000× your stake in a single round, making it a step below high-risk slots – but still enough to deliver satisfying spikes in payout. IGTech is featured at several Aussie online casinos, meaning Wolf Treasure is easy to play with welcome bonuses or real money. We consider this gaming studio sketchy, though all the casinos we’ve listed are legit and safe. We know their games are fair and regularly tested, and the same applies to Wolf Treasure. Tap on the links above to create an account and test the game yourself.

Since Wolf Treasure is a liberal video slot that is non-selective, expect winning combos that are very generous and decent. You can enjoy winning combinations in full swing, and prizes are mouthwatering. Wolf Treasure is a straight animal-themed slot game that possesses some interesting animal icons which are wild and lucrative.

• Each time a new cash symbol appears, the respins reset, keeping the excitement alive.
• Wolf Treasure has become the go-to choice for Australian real money pokies players seeking thrilling gameplay and genuine win potential.
• With free spins, wild animals, and a Hold & Win-style bonus round, this pokie has built a loyal fan base in Aussie online casinos.
• Four different bonus mechanics keep things interesting, though some are easier to trigger than others.
• There are two tiers of payout symbols on the reels of the Wolf Treasure slot-low-paying jack, queen, king, and ace playing card royals and a host of premium-paying animal symbols.
• All features, including jackpots and free spins, are fully functional.
• Wolf Treasure avoids clutter with focused features that deliver steady wins and occasional big payouts.
• With an RTP rating currently at 96.1%, this pokie machine pays attention to giving back value for players’ money.
• You can retrigger the free spins infinitely, giving you an ongoing chance for huge payouts.
• Now players can enjoy a wide variety of games wherever they are, each player is dealt two cards face down.

The game works smoothly in any mobile browser, whether you’re on iOS or Android, offering the same features as the desktop version. Wolf Treasure stands out visually thanks to its rich wildlife theme. The reels are filled with animals of North America — buffalo, eagle, horse, panther — all drawn in bright colours with a semi-3D effect. The background shows a calm desert night with a starry sky, creating a cinematic atmosphere.

Medium volatility means you’re not sitting through endless dead spins. Hit up our casino reviews to check out which online casino sites our experts have vetted and recommended. We’ve done deep dives on various sites, including our top picks WildFortune and Stay Casino, to give you a taste of what you can expect from the operators. While the Free Spins feature doesn’t hit as often as the Money Respin, it can be very rewarding, especially when Mega Symbols line up well. Wolf Treasure is played on 25 fixed paylines, but you can adjust the coin value to fit your bankroll. The minimum bet is $0.25 per spin, which covers all 25 paylines automatically.

Free Spins

• Fill every grid position during the Hold & Win bonus to claim the ultimate prize — up to $125,000 at max stake.
• Both the King and Queen symbols have crowns; for some reason, the Ace icon integrates the Fleur-des-lis.
• For Australian players looking for a dependable, engaging pokie, Wolf Treasure is absolutely worth playing.
• Wolf Treasure strikes a great balance between frequent smaller wins and exciting jackpot potential.
• You can win 3 fixed jackpots during the Wolf Treasure Hold & Win bonus game – Mini (30x), Major (100x), and Mega (1000x).
• Free spins award enhanced features, including stacked wild symbols that significantly boost win potential.
• Just make sure you’re playing at a legitimate casino that supports AUD.
• It delivers an experience filled with glowing moon symbols, roaming wolves, and bonus features engineered to keep the action moving from one spin to the next.
• Perfect if you’re new to online pokies or want to suss out the bonus features risk-free.
• While the base game produces small-to-medium hits frequently, the most significant rewards come from the Hold & Win jackpots.
• With two main special modes — Free Spins and the Money Respin jackpot feature — this pokie gives you multiple ways to land thrilling wins and massive payouts.
• Its bonus features and exciting graphics make it a must-try for any Australian casino player.
• While the basic gameplay revolves around matching symbols across the reels, the added features like the Wolf Wild and the Money Symbols offer players more avenues to win.
• Classic card symbols (J, Q, K, A) are lower-paying icons, while wildlife symbols like eagles, wild horses, buffaloes, and mountain lions pay out bigger rewards.

It features Free Spins with Giant Symbols, a Hold & Win jackpot round, and three fixed jackpots up to 1,000× your stake. What keeps Aussie players coming back to Wolf Treasure year after year? In our experience, it’s the combination of a clean, no-nonsense game structure and genuinely rewarding bonus mechanics — particularly the Hold & Win jackpot feature. The fixed jackpots — Mini (×30), Major (×100), and Mega (×1,000) — give a total max win of about ×2,000 your stake.

• Golden wolf symbols appear without warning and reveal the same regular symbol across all positions.
• In this section you can set the optimal graphics settings that will best suit your computer.
• As we journey back from the heart of the wilderness that Wolf Treasure by IGTECH so vividly paints, it’s clear that this pokie is more than just a game; it’s an experience.
• Wolf Treasure might keep its core gameplay simple, but its bonus features are where the real excitement kicks in.
• You start out with three respins, with every money symbol you spin setting the number of respins back to three.
• Each jackpot comes with its own set of prizes, ranging from 30x to a whopping 1,000x the stake.
• Graphics are clean without being flashy – think more National Geographic than Hollywood blockbuster.
• Our community of over 10,000 verified players has consistently ranked this game as their top choice, and after experiencing it yourself, you’ll understand exactly why.
• By all means, this provides for an exciting experience with more than good chances of success.
• The symbols in Wolf Treasure are not just visually appealing; their strategic placement adds layers of excitement to each spin, particularly during bonus rounds.

Apart from being incredibly rewarding, the wild symbol will provide players with help in filling in winning compositions. Wolf Treasure’s outstanding properties will not only help you to sustain the game’s appeal. They’ll also help you unlock the game’s payout potential in the best possible way. As said before, the scatter has a rocky landscape represented in it. When players see three of these symbols arrive simultaneously, they will have an instant payout of 1x their total bet.

The Wolf Treasure demo version mirrors the real game in every technical aspect, including volatility and feature frequency. Make sure to select a licensed and reliable online casino, review the available promotions, and set a clear budget before starting. Managing your balance wisely is just as important as understanding the bonus mechanics, especially when playing with real money on a regular basis. Another symbol on the reels in this game is the money symbol, which takes on different values or mini jackpot or mega jackpot values. Collect a minimum of 6 money symbols to unlock the new repeat money spins feature. Free chip offers complement free spins by giving players additional credit to explore the game.

Free spins, wild symbols, and jackpot opportunities ensure consistent excitement, appealing to both casual players and seasoned gamblers. Wolf Treasure might keep its core gameplay simple, but its bonus features are where the real excitement kicks in. With two main special modes — Free Spins and the Money Respin jackpot feature — this pokie gives you multiple ways to land thrilling wins and massive payouts. Both features can be triggered fairly often, making them a core part of the gameplay experience for Aussie players looking for more than just base game spins. The free demo mode offers players a risk-free environment to explore its core mechanics. The demo version uses virtual credits, making it ideal for learning how paylines work, how bonus features activate, and what symbols contribute most to payouts.